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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,429 | $93,345+51.5% | $119,126+18.7% | $87,485+61.7% |
| Participation rate | 73.5% | 68.7%+4.8pp | 75.8%-2.2pp | 68.9%+4.6pp |
| Annual return | 12.16% | 19.08%-6.9pp | 282.11%-270.0pp | 26.06%-13.9pp |
| Employer contribution / active EE | $2,696 | $3,172-15.0% | $4,034-33.2% | $2,596+3.8% |
| Participant deferral / active EE | $5,312 | $4,099+29.6% | $5,318-0.1% | $4,274+24.3% |
| Admin fee / account holder | $29,706 | $8,039+269.5% | $10,693+177.8% | $7,775+282.1% |