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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,429 | $88,672+59.5% | $105,223+34.4% | $82,448+71.5% |
| Participation rate | 73.5% | 67.9%+5.6pp | 75.0%-1.5pp | 68.1%+5.5pp |
| Annual return | 12.16% | 30.86%-18.7pp | 180.65%-168.5pp | 41.64%-29.5pp |
| Employer contribution / active EE | $2,696 | $3,048-11.6% | $3,689-26.9% | $2,551+5.7% |
| Participant deferral / active EE | $5,312 | $4,036+31.6% | $5,072+4.7% | $4,139+28.3% |
| Admin fee / account holder | $29,706 | $7,146+315.7% | $8,859+235.3% | $7,234+310.6% |