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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,684 | $183,592-2.1% | $155,574+15.5% | $145,877+23.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.61% | 61.37%-49.8pp | 64.87%-53.3pp | 551.28%-539.7pp |
| Employer contribution / active EE | $10,866 | $5,317+104.4% | $4,676+132.4% | $4,663+133.0% |
| Participant deferral / active EE | $9,108 | $6,466+40.9% | $5,629+61.8% | $6,691+36.1% |
| Admin fee / account holder | $863 | $19,316-95.5% | $15,914-94.6% | $13,402-93.6% |