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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,684 | $183,592-2.1% | $155,567+15.5% | $145,959+23.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.61% | 61.24%-49.6pp | 64.74%-53.1pp | 561.95%-550.3pp |
| Employer contribution / active EE | $10,866 | $5,315+104.4% | $4,674+132.5% | $4,661+133.1% |
| Participant deferral / active EE | $9,108 | $6,464+40.9% | $5,628+61.8% | $6,689+36.2% |
| Admin fee / account holder | $863 | $19,318-95.5% | $15,916-94.6% | $13,398-93.6% |