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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,538 | $156,616-42.2% | $133,346-32.1% | $198,609-54.4% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 22.27% | 44.25%-22.0pp | 36.85%-14.6pp | 202.70%-180.4pp |
| Employer contribution / active EE | $8,757 | $3,368+160.0% | $2,853+206.9% | $5,055+73.2% |
| Participant deferral / active EE | $8,340 | $4,920+69.5% | $4,332+92.5% | $6,977+19.5% |
| Admin fee / account holder | $349 | $17,468-98.0% | $14,264-97.6% | $19,030-98.2% |