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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,538 | $112,729-19.7% | $98,716-8.3% | $137,256-34.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 22.27% | 38.48%-16.2pp | 31.81%-9.5pp | 220.34%-198.1pp |
| Employer contribution / active EE | $8,757 | $2,725+221.3% | $2,279+284.3% | $4,156+110.7% |
| Participant deferral / active EE | $8,340 | $4,640+79.7% | $4,048+106.0% | $6,407+30.2% |
| Admin fee / account holder | $349 | $10,129-96.6% | $8,703-96.0% | $12,270-97.2% |