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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,538 | $124,980-27.6% | $108,359-16.4% | $154,746-41.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 22.27% | 45.00%-22.7pp | 36.89%-14.6pp | 172.34%-150.1pp |
| Employer contribution / active EE | $8,757 | $2,851+207.2% | $2,399+264.9% | $4,379+100.0% |
| Participant deferral / active EE | $8,340 | $4,743+75.8% | $4,137+101.6% | $6,730+23.9% |
| Admin fee / account holder | $349 | $11,502-97.0% | $9,741-96.4% | $14,365-97.6% |