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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,869 | $106,749-22.4% | $145,433-43.0% | $82,448+0.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.15% | 27.59%-14.4pp | 66.58%-53.4pp | 41.64%-28.5pp |
| Employer contribution / active EE | $5,104 | $3,444+48.2% | $4,554+12.1% | $2,551+100.1% |
| Participant deferral / active EE | $4,237 | $6,519-35.0% | $7,897-46.3% | $4,139+2.4% |
| Admin fee / account holder | $6,704 | $8,390-20.1% | $13,129-48.9% | $7,234-7.3% |