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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,045 | $174,379-63.3% | $152,093-57.9% | $138,895-53.9% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 10.41% | 74.86%-64.4pp | 66.36%-55.9pp | 145.39%-135.0pp |
| Employer contribution / active EE | $1,763 | $4,652-62.1% | $4,175-57.8% | $4,194-58.0% |
| Participant deferral / active EE | $1,605 | $6,159-73.9% | $5,451-70.6% | $6,396-74.9% |
| Admin fee / account holder | $8,078 | $16,880-52.1% | $14,497-44.3% | $12,562-35.7% |