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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,475 | $81,233+412.7% | $155,567+167.7% | $80,874+415.0% |
| Participation rate | 93.3% | 66.2%+27.1pp | 78.2%+15.1pp | 67.6%+25.7pp |
| Annual return | 14.35% | 33.33%-19.0pp | 64.74%-50.4pp | 35.62%-21.3pp |
| Employer contribution / active EE | $14,655 | $3,101+372.6% | $4,674+213.5% | $2,756+431.8% |
| Participant deferral / active EE | $20,469 | $3,452+492.9% | $5,628+263.7% | $4,297+376.4% |
| Admin fee / account holder | $30,066 | $7,998+275.9% | $15,916+88.9% | $6,935+333.5% |