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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,669 | $142,354-77.8% | $125,529-74.8% | $155,188-79.6% |
| Participation rate | 62.5% | 78.1%-15.6pp | 74.7%-12.2pp | 80.8%-18.3pp |
| Annual return | 14.45% | 306.06%-291.6pp | 202.56%-188.1pp | 148.84%-134.4pp |
| Employer contribution / active EE | $1,417 | $3,501-59.5% | $3,058-53.7% | $4,248-66.6% |
| Participant deferral / active EE | $1,749 | $5,491-68.2% | $4,813-63.7% | $6,531-73.2% |
| Admin fee / account holder | $1,248 | $19,392-93.6% | $16,298-92.3% | $14,480-91.4% |