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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,669 | $132,099-76.0% | $115,599-72.6% | $138,895-77.2% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.3%-11.8pp | 79.9%-17.4pp |
| Annual return | 14.45% | 176.76%-162.3pp | 111.10%-96.6pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,417 | $3,416-58.5% | $2,955-52.1% | $4,194-66.2% |
| Participant deferral / active EE | $1,749 | $5,617-68.9% | $4,889-64.2% | $6,396-72.7% |
| Admin fee / account holder | $1,248 | $15,650-92.0% | $12,841-90.3% | $12,562-90.1% |