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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,856 | $101,618+10.1% | $93,063+20.2% | $137,256-18.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 14.68% | 223.95%-209.3pp | 34.15%-19.5pp | 220.34%-205.7pp |
| Employer contribution / active EE | $5,909 | $2,707+118.3% | $2,476+138.6% | $4,156+42.2% |
| Participant deferral / active EE | $6,631 | $4,279+55.0% | $3,958+67.5% | $6,407+3.5% |
| Admin fee / account holder | $1,777 | $6,198-71.3% | $6,033-70.5% | $12,270-85.5% |