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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,127 | $88,815-79.6% | $81,882-77.9% | $145,897-87.6% |
| Participation rate | 28.6% | 75.1%-46.5pp | 72.4%-43.8pp | 80.3%-51.7pp |
| Annual return | 13.60% | 1033.75%-1020.1pp | 779.47%-765.9pp | 552.29%-538.7pp |
| Employer contribution / active EE | $877 | $3,086-71.6% | $2,916-69.9% | $4,663-81.2% |
| Participant deferral / active EE | $989 | $4,647-78.7% | $4,323-77.1% | $6,689-85.2% |
| Admin fee / account holder | $441 | $8,434-94.8% | $7,360-94.0% | $13,390-96.7% |