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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,495 | $201,264+60.2% | $184,185+75.1% | $145,978+120.9% |
| Participation rate | 95.5% | 87.5%+8.0pp | 86.8%+8.6pp | 80.3%+15.2pp |
| Annual return | 13.01% | 29.00%-16.0pp | 28.81%-15.8pp | 550.52%-537.5pp |
| Employer contribution / active EE | $13,636 | $7,021+94.2% | $6,426+112.2% | $4,662+192.5% |
| Participant deferral / active EE | $5,909 | $9,806-39.7% | $9,132-35.3% | $6,690-11.7% |
| Admin fee / account holder | $17,844 | $16,376+9.0% | $13,909+28.3% | $13,400+33.2% |