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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,291 | $101,798+22.1% | $165,071-24.7% | $80,935+53.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 8.57% | 16.73%-8.2pp | 70.17%-61.6pp | 35.66%-27.1pp |
| Employer contribution / active EE | $10,329 | $2,954+249.6% | $4,347+137.6% | $2,757+274.7% |
| Participant deferral / active EE | $5,123 | $4,476+14.4% | $6,035-15.1% | $4,299+19.1% |
| Admin fee / account holder | $5,781 | $8,221-29.7% | $12,695-54.5% | $6,924-16.5% |