Filed January 30, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,282 | $97,648-18.8% | $121,663-34.8% | $87,485-9.4% |
| Participation rate | 92.0% | 70.5%+21.5pp | 74.5%+17.5pp | 68.9%+23.1pp |
| Annual return | 14.47% | 18.03%-3.6pp | 147.54%-133.1pp | 26.06%-11.6pp |
| Employer contribution / active EE | $2,391 | $2,300+3.9% | $3,020-20.8% | $2,596-7.9% |
| Participant deferral / active EE | $4,019 | $3,923+2.4% | $4,887-17.8% | $4,274-6.0% |
| Admin fee / account holder | $23,244 | $11,100+109.4% | $14,289+62.7% | $7,775+199.0% |