Filed January 30, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,282 | $94,031-15.7% | $115,768-31.5% | $82,448-3.8% |
| Participation rate | 92.0% | 70.4%+21.6pp | 74.4%+17.6pp | 68.1%+23.9pp |
| Annual return | 14.47% | 20.61%-6.1pp | 100.46%-86.0pp | 41.64%-27.2pp |
| Employer contribution / active EE | $2,391 | $2,323+2.9% | $2,940-18.7% | $2,551-6.3% |
| Participant deferral / active EE | $4,019 | $3,972+1.2% | $4,917-18.3% | $4,139-2.9% |
| Admin fee / account holder | $23,244 | $10,249+126.8% | $12,439+86.9% | $7,234+221.3% |