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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,130 | $83,898-61.7% | $133,346-75.9% | $94,015-65.8% |
| Participation rate | 88.1% | 63.4%+24.7pp | 72.8%+15.2pp | 70.8%+17.2pp |
| Annual return | 8.84% | 16.00%-7.2pp | 36.85%-28.0pp | 17.84%-9.0pp |
| Employer contribution / active EE | $756 | $1,821-58.5% | $2,853-73.5% | $2,790-72.9% |
| Participant deferral / active EE | $1,606 | $3,245-50.5% | $4,332-62.9% | $4,249-62.2% |
| Admin fee / account holder | $4,157 | $7,809-46.8% | $14,264-70.9% | $8,951-53.6% |