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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,130 | $76,834-58.2% | $108,359-70.3% | $87,485-63.3% |
| Participation rate | 88.1% | 61.7%+26.3pp | 70.1%+17.9pp | 68.9%+19.1pp |
| Annual return | 8.84% | 19.09%-10.2pp | 36.89%-28.1pp | 26.06%-17.2pp |
| Employer contribution / active EE | $756 | $1,556-51.4% | $2,399-68.5% | $2,596-70.9% |
| Participant deferral / active EE | $1,606 | $3,100-48.2% | $4,137-61.2% | $4,274-62.4% |
| Admin fee / account holder | $4,157 | $6,537-36.4% | $9,741-57.3% | $7,775-46.5% |