Retirement plan

ACCE BENEFIT TRUST PROFIT SHARING PLAN

Name: ACCE BENEFIT TRUST - ACCE BENEFIT TRUST PROFIT SHARING PLAN (2025) Form 5500
Creator: ACCE BENEFIT TRUST
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ACCE BENEFIT TRUST PROFIT SHARING PLAN, ACCE BENEFIT TRUST

ACCE BENEFIT TRUSTEIN 54-6487038Plan #001PY 2025

277 S. WASHINGTON ST STE 210 - ALEXANDRIA, VA 223146400800-394-2223

Prospect flagsHigh feesFailed to transmit contributionsCorrective distributions

Top hat statement on fileNQDC

Filed January 17, 2012

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$539.1M

+16.0% from 2024

Total participants

5,598

+4.2% from 2024

Average account balance

$99,744

+10.7% from 2024

Annual return

18.88%

+5.58 pp from 2024

Benchmarks

See 40 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants1,000-4,999

Cohort40 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$539.12M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$100K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

5,405

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$40.62M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$306

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290	Contract Administrator	$960,700
FRINGE BENEFITS, INC8 years Service code 13 · EIN 52-0895753	Contract Administrator	$564,086
FORVIS, LLP1 year Filed as: FORVIS MAZARS, LLP Service code 10 · EIN 44-0160260	Accounting	$79,225
HR INVESTMENT CONSULTANTS INC8 years Service code 16 · EIN 52-1662003	Consulting	$55,272
GROOM LAW GROUP6 years Filed as: GROOM LAW GROUP, CHARTERED Service code 29 · EIN 52-1219029	Legal	$44,471
GALLAGHER FIDUCIARY ADVISORS, LLC6 years Filed as: ARTHUR J. GALLAGHER RISK MANG. SERV Service code 49 · EIN 36-2102482	Other Services	$31,124
EVERSHEDS SUTHERLAND (US) LLP1 year Service code 29 · EIN 58-0619407	Legal	$29,923
MOORE COLSON3 years Service code 16 · EIN 58-1653941	Consulting	$8,320
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381	Advisory (Participants)	$0
WILSHIRE ASSOCIATES INCORPORATED4 years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2S2T2U3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$1.7M

$459 / participant

Recordkeeping$225K13.6%
Contract admin$1M84.2%
Other / not subdivided$37K2.3%

% of EOY assets

0.306%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS MAZARS LLP
Auditor EIN: 440160260
Audit fees: $6,080
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$99,744

$45,375+119.8%

$66,674+49.6%

$100,573-0.8%

Participation rate

94.6%

57.4%+37.2pp

73.7%+21.0pp

70.9%+23.7pp

Annual return

18.88%

12.25%+6.6pp

321.24%-302.4pp

18.89%0pp

Employer contribution / active EE

$4,690

$1,716+173.3%

$2,620+79.0%

$3,763+24.6%

Participant deferral / active EE

$6,589

$2,167+204.1%

$4,084+61.3%

$4,921+33.9%

Admin fee / account holder

$306

$288+6.2%

$5,098-94.0%

$454-32.7%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY11+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$960,700

FRINGE BENEFITS, INC8 years

Service code 13 · EIN 52-0895753

Contract Administrator

$564,086

FORVIS, LLP1 year

Filed as: FORVIS MAZARS, LLP

Service code 10 · EIN 44-0160260

Accounting

$79,225

HR INVESTMENT CONSULTANTS INC8 years

Service code 16 · EIN 52-1662003

Consulting

$55,272

GROOM LAW GROUP6 years

Filed as: GROOM LAW GROUP, CHARTERED

Service code 29 · EIN 52-1219029

Legal

$44,471

GALLAGHER FIDUCIARY ADVISORS, LLC6 years

Filed as: ARTHUR J. GALLAGHER RISK MANG. SERV

Service code 49 · EIN 36-2102482

Other Services

$31,124

EVERSHEDS SUTHERLAND (US) LLP1 year

Service code 29 · EIN 58-0619407

Legal

$29,923

MOORE COLSON3 years

Service code 16 · EIN 58-1653941

Consulting

$8,320

MORNINGSTAR4 years

Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L

Service code 26 · EIN 36-4317381

Advisory (Participants)

WILSHIRE ASSOCIATES INCORPORATED4 years

Filed as: WILSHIRE ADVISORS LLC

Service code 27 · EIN 95-2755361

Advisory (Plan)

ACCE BENEFIT TRUST PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ACCE BENEFIT TRUST PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion