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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,766 | $102,382+9.2% | $147,005-24.0% | $80,874+38.2% |
| Participation rate | 65.4% | 75.8%-10.5pp | 82.2%-16.8pp | 67.6%-2.3pp |
| Annual return | 14.39% | 134.89%-120.5pp | 418.76%-404.4pp | 35.62%-21.2pp |
| Employer contribution / active EE | $4,444 | $3,715+19.6% | $4,934-9.9% | $2,756+61.3% |
| Participant deferral / active EE | $7,665 | $6,646+15.3% | $8,070-5.0% | $4,297+78.4% |
| Admin fee / account holder | $8,812 | $7,942+11.0% | $13,006-32.2% | $6,935+27.1% |