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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,176 | $109,967-89.8% | $97,197-88.5% | $145,877-92.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.23% | 244.27%-229.0pp | 75.47%-60.2pp | 551.28%-536.1pp |
| Employer contribution / active EE | $903 | $3,077-70.6% | $2,723-66.8% | $4,663-80.6% |
| Participant deferral / active EE | $2,026 | $4,676-56.7% | $4,263-52.5% | $6,691-69.7% |
| Admin fee / account holder | $1,716 | $6,199-72.3% | $5,637-69.6% | $13,402-87.2% |