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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,176 | $110,039-89.8% | $97,260-88.5% | $145,884-92.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.23% | 244.44%-229.2pp | 75.54%-60.3pp | 551.85%-536.6pp |
| Employer contribution / active EE | $903 | $3,074-70.6% | $2,721-66.8% | $4,662-80.6% |
| Participant deferral / active EE | $2,026 | $4,674-56.7% | $4,262-52.5% | $6,690-69.7% |
| Admin fee / account holder | $1,716 | $6,204-72.3% | $5,640-69.6% | $13,392-87.2% |