Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,033 | $81,233-7.6% | $155,567-51.8% | $80,874-7.2% |
| Participation rate | 48.0% | 66.2%-18.2pp | 78.2%-30.2pp | 67.6%-19.6pp |
| Annual return | 15.79% | 33.33%-17.5pp | 64.74%-49.0pp | 35.62%-19.8pp |
| Employer contribution / active EE | $1,716 | $3,101-44.6% | $4,674-63.3% | $2,756-37.7% |
| Participant deferral / active EE | $6,387 | $3,452+85.0% | $5,628+13.5% | $4,297+48.6% |
| Admin fee / account holder | $3,312 | $7,998-58.6% | $15,916-79.2% | $6,935-52.2% |