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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,470 | $114,119-71.5% | $107,187-69.7% | $138,895-76.6% |
| Participation rate | 43.8% | 78.1%-34.3pp | 75.0%-31.3pp | 79.9%-36.2pp |
| Annual return | 16.15% | 273.21%-257.1pp | 204.55%-188.4pp | 145.39%-129.2pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,695 | $5,538-51.3% | $5,096-47.1% | $6,396-57.9% |
| Admin fee / account holder | $122 | $10,024-98.8% | $9,162-98.7% | $12,562-99.0% |