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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,890 | $183,539+6.2% | $155,556+25.3% | $145,897+33.6% |
| Participation rate | 95.8% | 82.7%+13.1pp | 78.2%+17.6pp | 80.3%+15.5pp |
| Annual return | 7.96% | 61.31%-53.4pp | 64.84%-56.9pp | 552.29%-544.3pp |
| Employer contribution / active EE | $9,302 | $5,315+75.0% | $4,675+98.9% | $4,663+99.5% |
| Participant deferral / active EE | $8,706 | $6,467+34.6% | $5,631+54.6% | $6,689+30.1% |
| Admin fee / account holder | $1,409 | $19,275-92.7% | $15,885-91.1% | $13,390-89.5% |