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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,361 | $102,382-39.1% | $147,005-57.6% | $80,874-22.9% |
| Participation rate | 63.9% | 75.8%-11.9pp | 82.2%-18.2pp | 67.6%-3.7pp |
| Annual return | 15.45% | 134.89%-119.4pp | 418.76%-403.3pp | 35.62%-20.2pp |
| Employer contribution / active EE | $2,562 | $3,715-31.0% | $4,934-48.1% | $2,756-7.0% |
| Participant deferral / active EE | $5,828 | $6,646-12.3% | $8,070-27.8% | $4,297+35.6% |
| Admin fee / account holder | $10,021 | $7,942+26.2% | $13,006-23.0% | $6,935+44.5% |