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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,361 | $102,385-39.1% | $147,080-57.6% | $80,935-22.9% |
| Participation rate | 63.9% | 75.9%-11.9pp | 82.2%-18.2pp | 67.7%-3.7pp |
| Annual return | 15.45% | 135.09%-119.6pp | 420.17%-404.7pp | 35.66%-20.2pp |
| Employer contribution / active EE | $2,562 | $3,717-31.1% | $4,933-48.1% | $2,757-7.1% |
| Participant deferral / active EE | $5,828 | $6,651-12.4% | $8,066-27.7% | $4,299+35.6% |
| Admin fee / account holder | $10,021 | $7,951+26.0% | $12,989-22.8% | $6,924+44.7% |