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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,594 | $183,516-35.9% | $155,534-24.4% | $145,884-19.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.66% | 61.43%-55.8pp | 64.92%-59.3pp | 551.85%-546.2pp |
| Employer contribution / active EE | $9,031 | $5,315+69.9% | $4,675+93.2% | $4,662+93.7% |
| Participant deferral / active EE | $5,483 | $6,467-15.2% | $5,630-2.6% | $6,690-18.0% |
| Admin fee / account holder | $47,856 | $19,293+148.0% | $15,900+201.0% | $13,392+257.4% |