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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,939 | $77,472-69.1% | $100,392-76.2% | $80,935-70.4% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 9.50% | 37.26%-27.8pp | 49.45%-40.0pp | 35.66%-26.2pp |
| Employer contribution / active EE | $2,783 | $2,800-0.6% | $3,941-29.4% | $2,757+0.9% |
| Participant deferral / active EE | $4,558 | $6,818-33.2% | $8,090-43.7% | $4,299+6.0% |
| Admin fee / account holder | $7,044 | $5,885+19.7% | $7,904-10.9% | $6,924+1.7% |