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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,939 | $77,523-69.1% | $100,383-76.2% | $80,874-70.4% |
| Participation rate | 100.0% | 77.0%+23.0pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 9.50% | 37.21%-27.7pp | 49.26%-39.8pp | 35.62%-26.1pp |
| Employer contribution / active EE | $2,783 | $2,801-0.7% | $3,944-29.4% | $2,756+1.0% |
| Participant deferral / active EE | $4,558 | $6,822-33.2% | $8,086-43.6% | $4,297+6.1% |
| Admin fee / account holder | $7,044 | $5,899+19.4% | $7,900-10.8% | $6,935+1.6% |