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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,042 | $55,889-5.1% | $76,119-30.3% | $80,935-34.5% |
| Participation rate | 56.3% | 62.1%-5.7pp | 69.1%-12.7pp | 67.7%-11.3pp |
| Annual return | 10.85% | 20.58%-9.7pp | 361.25%-350.4pp | 35.66%-24.8pp |
| Employer contribution / active EE | $1,887 | $1,866+1.1% | $2,693-29.9% | $2,757-31.6% |
| Participant deferral / active EE | $3,978 | $3,051+30.4% | $4,259-6.6% | $4,299-7.5% |
| Admin fee / account holder | $2,074 | $5,241-60.4% | $6,421-67.7% | $6,924-70.1% |