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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,042 | $56,063-5.4% | $76,051-30.3% | $80,911-34.4% |
| Participation rate | 56.3% | 62.0%-5.7pp | 69.1%-12.7pp | 67.6%-11.3pp |
| Annual return | 10.85% | 20.54%-9.7pp | 360.42%-349.6pp | 35.63%-24.8pp |
| Employer contribution / active EE | $1,887 | $1,874+0.7% | $2,690-29.8% | $2,756-31.5% |
| Participant deferral / active EE | $3,978 | $3,052+30.3% | $4,257-6.6% | $4,297-7.4% |
| Admin fee / account holder | $2,074 | $5,240-60.4% | $6,416-67.7% | $6,935-70.1% |