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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,257 | $102,609+26.9% | $98,090+32.8% | $138,895-6.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 10.30% | 36.44%-26.1pp | 37.05%-26.7pp | 145.39%-135.1pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,855 | $8,167-52.8% | $7,845-50.9% | $6,396-39.7% |
| Admin fee / account holder | $3,698 | $11,434-67.7% | $11,815-68.7% | $12,562-70.6% |