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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,573 | $106,749-21.7% | $145,433-42.5% | $82,448+1.4% |
| Participation rate | 89.8% | 75.6%+14.1pp | 82.1%+7.7pp | 68.1%+21.7pp |
| Annual return | 46.89% | 27.59%+19.3pp | 66.58%-19.7pp | 41.64%+5.3pp |
| Employer contribution / active EE | $2,161 | $3,444-37.3% | $4,554-52.5% | $2,551-15.3% |
| Participant deferral / active EE | $8,437 | $6,519+29.4% | $7,897+6.8% | $4,139+103.8% |
| Admin fee / account holder | $3,565 | $8,390-57.5% | $13,129-72.8% | $7,234-50.7% |