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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,114 | $61,816-44.8% | $97,260-64.9% | $80,935-57.9% |
| Participation rate | 59.3% | 63.5%-4.2pp | 72.7%-13.4pp | 67.7%-8.4pp |
| Annual return | 16.47% | -558.73%+575.2pp | 75.54%-59.1pp | 35.66%-19.2pp |
| Employer contribution / active EE | $2,394 | $1,836+30.4% | $2,721-12.0% | $2,757-13.1% |
| Participant deferral / active EE | $6,042 | $3,027+99.6% | $4,262+41.8% | $4,299+40.5% |
| Admin fee / account holder | $4,141 | $5,166-19.8% | $5,640-26.6% | $6,924-40.2% |