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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,114 | $61,787-44.8% | $97,197-64.9% | $80,925-57.8% |
| Participation rate | 59.3% | 63.5%-4.2pp | 72.7%-13.4pp | 67.7%-8.4pp |
| Annual return | 16.47% | -558.16%+574.6pp | 75.47%-59.0pp | 35.65%-19.2pp |
| Employer contribution / active EE | $2,394 | $1,836+30.4% | $2,723-12.1% | $2,756-13.1% |
| Participant deferral / active EE | $6,042 | $3,027+99.6% | $4,263+41.7% | $4,299+40.6% |
| Admin fee / account holder | $4,141 | $5,170-19.9% | $5,637-26.5% | $6,940-40.3% |