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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,678 | $99,875-5.2% | $146,866-35.5% | $86,983+8.8% |
| Participation rate | 78.5% | 75.8%+2.7pp | 82.5%-4.0pp | 69.5%+8.9pp |
| Annual return | 18.35% | 28.10%-9.8pp | 102.85%-84.5pp | 25.83%-7.5pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $7,652 | $6,322+21.0% | $7,759-1.4% | $4,194+82.5% |
| Admin fee / account holder | $13,983 | $7,838+78.4% | $13,620+2.7% | $7,856+78.0% |