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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,120 | $29,319+88.0% | $52,425+5.1% | $82,448-33.1% |
| Participation rate | 50.0% | 46.9%+3.1pp | 55.6%-5.6pp | 68.1%-18.1pp |
| Annual return | 16.15% | 535.20%-519.1pp | 302.12%-286.0pp | 41.64%-25.5pp |
| Employer contribution / active EE | $947 | $586+61.6% | $914+3.6% | $2,551-62.9% |
| Participant deferral / active EE | $3,155 | $1,171+169.4% | $1,790+76.2% | $4,139-23.8% |
| Admin fee / account holder | $1,831 | $1,962-6.7% | $2,495-26.6% | $7,234-74.7% |