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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,143 | $115,225+3.4% | $100,712+18.3% | $138,895-14.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 10.57% | 40.35%-29.8pp | 33.27%-22.7pp | 145.39%-134.8pp |
| Employer contribution / active EE | $826 | $2,771-70.2% | $2,313-64.3% | $4,194-80.3% |
| Participant deferral / active EE | $8,275 | $4,699+76.1% | $4,085+102.6% | $6,396+29.4% |
| Admin fee / account holder | $1,646 | $10,844-84.8% | $9,256-82.2% | $12,562-86.9% |