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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,534 | $106,864-38.7% | $147,318-55.5% | $82,637-20.7% |
| Participation rate | 97.1% | 75.5%+21.6pp | 82.1%+15.1pp | 68.1%+29.1pp |
| Annual return | 16.21% | 27.49%-11.3pp | 70.43%-54.2pp | 53.51%-37.3pp |
| Employer contribution / active EE | $3,280 | $3,417-4.0% | $4,593-28.6% | $2,552+28.5% |
| Participant deferral / active EE | $6,465 | $6,496-0.5% | $7,906-18.2% | $4,126+56.7% |
| Admin fee / account holder | $4,249 | $8,415-49.5% | $13,708-69.0% | $7,339-42.1% |