Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,256 | $102,422-56.8% | $147,117-69.9% | $80,959-45.3% |
| Participation rate | 68.0% | 75.9%-7.9pp | 82.2%-14.2pp | 67.7%+0.3pp |
| Annual return | 22.84% | 135.16%-112.3pp | 420.54%-397.7pp | 35.67%-12.8pp |
| Employer contribution / active EE | $632 | $3,717-83.0% | $4,932-87.2% | $2,757-77.1% |
| Participant deferral / active EE | $6,019 | $6,652-9.5% | $8,065-25.4% | $4,300+40.0% |
| Admin fee / account holder | $5,901 | $7,953-25.8% | $12,993-54.6% | $6,925-14.8% |