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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,718 | $77,358+180.1% | $102,184+112.1% | $87,485+147.7% |
| Participation rate | 74.2% | 78.7%-4.5pp | 82.6%-8.4pp | 68.9%+5.3pp |
| Annual return | 10.54% | 41.11%-30.6pp | 31.58%-21.0pp | 26.06%-15.5pp |
| Employer contribution / active EE | $1,121 | $2,562-56.2% | $3,594-68.8% | $2,596-56.8% |
| Participant deferral / active EE | $4,333 | $6,753-35.8% | $8,309-47.9% | $4,274+1.4% |
| Admin fee / account holder | $3,895 | $6,809-42.8% | $11,609-66.4% | $7,775-49.9% |