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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,718 | $78,520+176.0% | $96,576+124.4% | $82,448+162.9% |
| Participation rate | 74.2% | 77.7%-3.5pp | 81.4%-7.2pp | 68.1%+6.1pp |
| Annual return | 10.54% | 41.30%-30.8pp | 38.47%-27.9pp | 41.64%-31.1pp |
| Employer contribution / active EE | $1,121 | $2,630-57.4% | $3,553-68.4% | $2,551-56.0% |
| Participant deferral / active EE | $4,333 | $6,754-35.8% | $7,956-45.5% | $4,139+4.7% |
| Admin fee / account holder | $3,895 | $13,455-71.0% | $11,381-65.8% | $7,234-46.2% |