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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,718 | $71,353+203.7% | $92,805+133.5% | $86,983+149.1% |
| Participation rate | 74.2% | 80.9%-6.7pp | 83.5%-9.3pp | 69.5%+4.7pp |
| Annual return | 10.54% | 44.68%-34.1pp | 31.59%-21.0pp | 25.83%-15.3pp |
| Employer contribution / active EE | $1,121 | $2,468-54.6% | $3,424-67.3% | $2,584-56.6% |
| Participant deferral / active EE | $4,333 | $6,966-37.8% | $8,448-48.7% | $4,194+3.3% |
| Admin fee / account holder | $3,895 | $6,099-36.1% | $10,911-64.3% | $7,856-50.4% |