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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,143 | $156,398+75.9% | $147,318+86.8% | $138,895+98.1% |
| Participation rate | 82.4% | 83.8%-1.4pp | 82.1%+0.3pp | 79.9%+2.4pp |
| Annual return | 16.69% | 78.75%-62.1pp | 70.43%-53.7pp | 145.39%-128.7pp |
| Employer contribution / active EE | $5,097 | $4,853+5.0% | $4,593+11.0% | $4,194+21.5% |
| Participant deferral / active EE | $13,653 | $8,237+65.7% | $7,906+72.7% | $6,396+113.5% |
| Admin fee / account holder | $1,093 | $14,976-92.7% | $13,708-92.0% | $12,562-91.3% |