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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,143 | $162,136+69.7% | $152,301+80.7% | $154,746+77.8% |
| Participation rate | 82.4% | 84.1%-1.8pp | 82.4%-0.1pp | 80.7%+1.7pp |
| Annual return | 16.69% | 91.02%-74.3pp | 80.50%-63.8pp | 172.34%-155.6pp |
| Employer contribution / active EE | $5,097 | $4,890+4.2% | $4,624+10.2% | $4,379+16.4% |
| Participant deferral / active EE | $13,653 | $8,341+63.7% | $8,004+70.6% | $6,730+102.9% |
| Admin fee / account holder | $1,093 | $15,759-93.1% | $14,398-92.4% | $14,365-92.4% |