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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,382 | $81,504+91.9% | $102,437+52.7% | $80,959+93.2% |
| Participation rate | 76.0% | 66.9%+9.1pp | 74.5%+1.5pp | 67.7%+8.3pp |
| Annual return | 13.33% | 25.60%-12.3pp | 24.95%-11.6pp | 35.67%-22.3pp |
| Employer contribution / active EE | $8,505 | $3,104+174.0% | $3,871+119.7% | $2,757+208.5% |
| Participant deferral / active EE | $4,402 | $3,871+13.7% | $5,060-13.0% | $4,300+2.4% |
| Admin fee / account holder | $18,327 | $6,719+172.7% | $8,388+118.5% | $6,925+164.6% |