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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,897 | $111,535+69.4% | $105,223+79.5% | $137,256+37.6% |
| Participation rate | 70.8% | 78.1%-7.3pp | 75.0%-4.2pp | 80.0%-9.1pp |
| Annual return | 18.11% | 237.85%-219.7pp | 180.65%-162.5pp | 220.34%-202.2pp |
| Employer contribution / active EE | $7,069 | $3,939+79.4% | $3,689+91.6% | $4,156+70.1% |
| Participant deferral / active EE | $5,574 | $5,500+1.3% | $5,072+9.9% | $6,407-13.0% |
| Admin fee / account holder | $980 | $9,721-89.9% | $8,859-88.9% | $12,270-92.0% |