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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,710 | $183,592+4.4% | $155,574+23.2% | $145,877+31.4% |
| Participation rate | 93.8% | 82.7%+11.1pp | 78.2%+15.5pp | 80.3%+13.4pp |
| Annual return | 12.10% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $8,011 | $5,317+50.7% | $4,676+71.3% | $4,663+71.8% |
| Participant deferral / active EE | $4,735 | $6,466-26.8% | $5,629-15.9% | $6,691-29.2% |
| Admin fee / account holder | $1,108 | $19,316-94.3% | $15,914-93.0% | $13,402-91.7% |