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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,710 | $183,592+4.4% | $155,567+23.2% | $145,959+31.3% |
| Participation rate | 93.8% | 82.7%+11.1pp | 78.2%+15.6pp | 80.3%+13.5pp |
| Annual return | 12.10% | 61.24%-49.1pp | 64.74%-52.6pp | 561.95%-549.8pp |
| Employer contribution / active EE | $8,011 | $5,315+50.7% | $4,674+71.4% | $4,661+71.9% |
| Participant deferral / active EE | $4,735 | $6,464-26.7% | $5,628-15.9% | $6,689-29.2% |
| Admin fee / account holder | $1,108 | $19,318-94.3% | $15,916-93.0% | $13,398-91.7% |