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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,357 | $162,136+64.3% | $152,301+74.9% | $154,746+72.1% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 11.93% | 91.02%-79.1pp | 80.50%-68.6pp | 172.34%-160.4pp |
| Employer contribution / active EE | $2,222 | $4,890-54.6% | $4,624-52.0% | $4,379-49.3% |
| Participant deferral / active EE | $5,390 | $8,341-35.4% | $8,004-32.7% | $6,730-19.9% |
| Admin fee / account holder | $13,959 | $15,759-11.4% | $14,398-3.0% | $14,365-2.8% |