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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,357 | $154,228+72.7% | $145,433+83.1% | $137,256+94.1% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 11.93% | 74.59%-62.7pp | 66.58%-54.6pp | 220.34%-208.4pp |
| Employer contribution / active EE | $2,222 | $4,804-53.7% | $4,554-51.2% | $4,156-46.5% |
| Participant deferral / active EE | $5,390 | $8,216-34.4% | $7,897-31.7% | $6,407-15.9% |
| Admin fee / account holder | $13,959 | $14,344-2.7% | $13,129+6.3% | $12,270+13.8% |