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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,038 | $88,778+120.8% | $81,844+139.5% | $145,884+34.4% |
| Participation rate | 62.5% | 75.1%-12.6pp | 72.4%-9.9pp | 80.3%-17.8pp |
| Annual return | 22.12% | 1033.03%-1010.9pp | 778.87%-756.7pp | 551.85%-529.7pp |
| Employer contribution / active EE | $4,238 | $3,087+37.3% | $2,916+45.3% | $4,662-9.1% |
| Participant deferral / active EE | $8,441 | $4,648+81.6% | $4,323+95.2% | $6,690+26.2% |
| Admin fee / account holder | $5,460 | $8,430-35.2% | $7,355-25.8% | $13,392-59.2% |