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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,219 | $172,111+135.4% | $150,298+169.6% | $137,256+195.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.29% | 69.37%-57.1pp | 62.79%-50.5pp | 220.34%-208.1pp |
| Employer contribution / active EE | $14,099 | $4,636+204.1% | $4,154+239.4% | $4,156+239.2% |
| Participant deferral / active EE | $13,960 | $6,166+126.4% | $5,453+156.0% | $6,407+117.9% |
| Admin fee / account holder | $3,638 | $16,471-77.9% | $14,116-74.2% | $12,270-70.4% |