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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,680 | $159,978-8.9% | $147,041-0.9% | $145,978-0.2% |
| Participation rate | 0.0% | 84.0%-84.0pp | 82.2%-82.2pp | 80.3%-80.3pp |
| Annual return | 9.89% | 98.36%-88.5pp | 419.21%-409.3pp | 550.52%-540.6pp |
| Employer contribution / active EE | $3,568 | $5,288-32.5% | $4,935-27.7% | $4,662-23.5% |
| Participant deferral / active EE | $11,251 | $8,429+33.5% | $8,071+39.4% | $6,690+68.2% |
| Admin fee / account holder | $27,635 | $15,053+83.6% | $13,006+112.5% | $13,400+106.2% |