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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,680 | $160,028-9.0% | $147,080-1.0% | $145,884-0.1% |
| Participation rate | 0.0% | 84.0%-84.0pp | 82.2%-82.2pp | 80.3%-80.3pp |
| Annual return | 9.89% | 98.60%-88.7pp | 420.17%-410.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $3,568 | $5,286-32.5% | $4,933-27.7% | $4,662-23.5% |
| Participant deferral / active EE | $11,251 | $8,422+33.6% | $8,066+39.5% | $6,690+68.2% |
| Admin fee / account holder | $27,635 | $15,030+83.9% | $12,989+112.8% | $13,392+106.4% |