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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,534 | $159,978-35.3% | $147,041-29.6% | $145,978-29.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 20.47% | 98.36%-77.9pp | 419.21%-398.7pp | 550.52%-530.0pp |
| Employer contribution / active EE | $2,947 | $5,288-44.3% | $4,935-40.3% | $4,662-36.8% |
| Participant deferral / active EE | $7,418 | $8,429-12.0% | $8,071-8.1% | $6,690+10.9% |
| Admin fee / account holder | $11,192 | $15,053-25.6% | $13,006-13.9% | $13,400-16.5% |