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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,206 | $81,358-66.6% | $155,556-82.5% | $80,959-66.4% |
| Participation rate | 41.4% | 66.3%-24.9pp | 78.2%-36.8pp | 67.7%-26.3pp |
| Annual return | 13.48% | 33.39%-19.9pp | 64.84%-51.4pp | 35.67%-22.2pp |
| Employer contribution / active EE | $1,389 | $3,106-55.3% | $4,675-70.3% | $2,757-49.6% |
| Participant deferral / active EE | $3,652 | $3,455+5.7% | $5,631-35.1% | $4,300-15.1% |
| Admin fee / account holder | $3,596 | $7,994-55.0% | $15,885-77.4% | $6,925-48.1% |