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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,885 | $102,422+273.8% | $147,117+160.3% | $80,959+372.9% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 14.05% | 135.16%-121.1pp | 420.54%-406.5pp | 35.67%-21.6pp |
| Employer contribution / active EE | $11,721 | $3,717+215.3% | $4,932+137.6% | $2,757+325.1% |
| Participant deferral / active EE | $11,569 | $6,652+73.9% | $8,065+43.5% | $4,300+169.0% |
| Admin fee / account holder | $14,756 | $7,953+85.5% | $12,993+13.6% | $6,925+113.1% |