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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,645 | $88,778-94.8% | $81,844-94.3% | $145,884-96.8% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 6.82% | 1033.03%-1026.2pp | 778.87%-772.1pp | 551.85%-545.0pp |
| Employer contribution / active EE | $973 | $3,087-68.5% | $2,916-66.7% | $4,662-79.1% |
| Participant deferral / active EE | $1,156 | $4,648-75.1% | $4,323-73.3% | $6,690-82.7% |
| Admin fee / account holder | $97,622 | $8,430+1058.0% | $7,355+1227.2% | $13,392+629.0% |