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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,645 | $88,754-94.8% | $81,820-94.3% | $145,877-96.8% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 6.82% | 1031.77%-1025.0pp | 777.93%-771.1pp | 551.28%-544.5pp |
| Employer contribution / active EE | $973 | $3,085-68.5% | $2,915-66.6% | $4,663-79.1% |
| Participant deferral / active EE | $1,156 | $4,648-75.1% | $4,323-73.3% | $6,691-82.7% |
| Admin fee / account holder | $97,622 | $8,424+1058.9% | $7,391+1220.9% | $13,402+628.4% |