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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,525 | $138,386+219.1% | $184,260+139.6% | $80,935+445.5% |
| Participation rate | 97.1% | 83.9%+13.2pp | 86.8%+10.3pp | 67.7%+29.5pp |
| Annual return | 17.85% | 20.02%-2.2pp | 28.84%-11.0pp | 35.66%-17.8pp |
| Employer contribution / active EE | $7,815 | $4,851+61.1% | $6,427+21.6% | $2,757+183.5% |
| Participant deferral / active EE | $16,872 | $7,076+138.5% | $9,133+84.7% | $4,299+292.4% |
| Admin fee / account holder | $12,853 | $10,489+22.5% | $13,898-7.5% | $6,924+85.6% |