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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,820 | $100,203+27.6% | $85,240+50.0% | $145,897-12.4% |
| Participation rate | 47.1% | 74.1%-27.0pp | 67.5%-20.5pp | 80.3%-33.2pp |
| Annual return | 16.40% | 84.28%-67.9pp | 66.75%-50.4pp | 552.29%-535.9pp |
| Employer contribution / active EE | $973 | $3,242-70.0% | $2,735-64.4% | $4,663-79.1% |
| Participant deferral / active EE | $3,198 | $5,299-39.6% | $4,527-29.4% | $6,689-52.2% |
| Admin fee / account holder | $2,790 | $7,265-61.6% | $6,165-54.7% | $13,390-79.2% |