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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,788 | $99,053+67.4% | $88,179+88.0% | $138,895+19.4% |
| Participation rate | 47.1% | 74.2%-27.2pp | 69.1%-22.1pp | 79.9%-32.9pp |
| Annual return | 13.58% | 78.17%-64.6pp | 64.97%-51.4pp | 145.39%-131.8pp |
| Employer contribution / active EE | $1,262 | $2,882-56.2% | $2,549-50.5% | $4,194-69.9% |
| Participant deferral / active EE | $3,835 | $5,225-26.6% | $4,614-16.9% | $6,396-40.0% |
| Admin fee / account holder | $536 | $8,748-93.9% | $7,673-93.0% | $12,562-95.7% |