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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,709 | $102,385-15.3% | $147,080-41.0% | $80,935+7.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.20% | 135.09%-123.9pp | 420.17%-409.0pp | 35.66%-24.5pp |
| Employer contribution / active EE | $9,417 | $3,717+153.4% | $4,933+90.9% | $2,757+241.6% |
| Participant deferral / active EE | $8,981 | $6,651+35.0% | $8,066+11.3% | $4,299+108.9% |
| Admin fee / account holder | $10,349 | $7,951+30.1% | $12,989-20.3% | $6,924+49.5% |