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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,846 | $102,385+150.9% | $147,080+74.6% | $80,935+217.3% |
| Participation rate | 85.0% | 75.9%+9.1pp | 82.2%+2.8pp | 67.7%+17.3pp |
| Annual return | 19.23% | 135.09%-115.9pp | 420.17%-400.9pp | 35.66%-16.4pp |
| Employer contribution / active EE | $11,805 | $3,717+217.6% | $4,933+139.3% | $2,757+328.2% |
| Participant deferral / active EE | $13,816 | $6,651+107.7% | $8,066+71.3% | $4,299+221.3% |
| Admin fee / account holder | $14,452 | $7,951+81.8% | $12,989+11.3% | $6,924+108.7% |