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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,261 | $106,749+114.8% | $145,433+57.6% | $82,448+178.1% |
| Participation rate | 91.1% | 75.6%+15.5pp | 82.1%+9.0pp | 68.1%+23.0pp |
| Annual return | 12.78% | 27.59%-14.8pp | 66.58%-53.8pp | 41.64%-28.9pp |
| Employer contribution / active EE | $13,985 | $3,444+306.0% | $4,554+207.1% | $2,551+448.2% |
| Participant deferral / active EE | $17,094 | $6,519+162.2% | $7,897+116.5% | $4,139+313.0% |
| Admin fee / account holder | $112,146 | $8,390+1236.7% | $13,129+754.2% | $7,234+1450.2% |