Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,122 | $77,962-21.6% | $178,540-65.8% | $80,935-24.5% |
| Participation rate | 47.5% | 65.7%-18.2pp | 77.1%-29.6pp | 67.7%-20.2pp |
| Annual return | 10.60% | 18.10%-7.5pp | 27.15%-16.6pp | 35.66%-25.1pp |
| Employer contribution / active EE | $1,029 | $2,280-54.9% | $3,953-74.0% | $2,757-62.7% |
| Participant deferral / active EE | $2,373 | $4,404-46.1% | $6,281-62.2% | $4,299-44.8% |
| Admin fee / account holder | $3,153 | $7,156-55.9% | $10,424-69.7% | $6,924-54.5% |