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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,844 | $102,422-59.1% | $147,117-71.6% | $80,959-48.3% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 22.48% | 135.16%-112.7pp | 420.54%-398.1pp | 35.67%-13.2pp |
| Employer contribution / active EE | $2,238 | $3,717-39.8% | $4,932-54.6% | $2,757-18.8% |
| Participant deferral / active EE | $5,388 | $6,652-19.0% | $8,065-33.2% | $4,300+25.3% |
| Admin fee / account holder | $949 | $7,953-88.1% | $12,993-92.7% | $6,925-86.3% |