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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,083 | $72,071-20.8% | $68,368-16.5% | $137,256-58.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 5.00% | 353.14%-348.1pp | 292.57%-287.6pp | 220.34%-215.3pp |
| Employer contribution / active EE | $3,597 | $2,788+29.0% | $2,649+35.8% | $4,156-13.4% |
| Participant deferral / active EE | $6,321 | $4,410+43.3% | $4,123+53.3% | $6,407-1.3% |
| Admin fee / account holder | $167,659 | $5,336+3042.3% | $5,150+3155.6% | $12,270+1266.4% |